Mortgage POS
Mortgage POS that sits on your LOS
Digital mortgage application — both borrowers on one file, not a second login. Borrower POS on one file. Two faces in the header — coborrower included. The coborrower on the primary’s screen. Luna on the right — a drawer on the loan.
Talk to Luna or fill the form. Same file either way. Lending Hub is the product name for this POS. LOS stays system of record. We are live with Encompass first, built to add other leading LOS.
Book 30 minutes
Emily Carter and James Carter. Co-borrower form with Luna docked — both on one file.
Cool stuff on the file
The header
Two faces. One loan.
Emily is the borrower. James is already on the file as coborrower. You see both before you scroll.
The rail
Also on this application
The coborrower sits on the primary’s screen. Spouse. Same address. Not a second login taped on later.
The ask
Talk to Luna or fill the form
Same file either way. Luna is a drawer on the loan — not a third-person demo prompt.
The rule
The LOS never leaves
LOS stays system of record. Loan Story still captures the touch. We are not another LOS. Encompass is the current integration.
Same file on a phone
Jim is still on her screen.
The coborrower does not disappear when the viewport gets small. Luna sits in the corner — a drawer on the loan. Talk or type. Same file.
LO and loan-team mobile app stills land next — this phone frame is borrower POS, not the LO app.
What she asked
“My husband is on this loan with me. What does that change?”
Luna: the lender reviews both credit, income, and debt together. Each person still completes their own About You. His details don’t overwrite hers.
That is borrower-facing. On this record. Luna is a drawer on the loan — honest about the UI, not a third-person demo prompt.
Why this is not another POS site
Blend is the borrower door. nCino and SimpleNexus are the mobile play. Inflooens sits in the gap they leave: one governed loan around the LOS you already run, coborrower on the primary screen, Luna on the file — as a drawer. Encompass is live first.
Credit and verification sit on that same record. They are in the product. They are not a screenshot tour.
We do not publish pricing. We do not replace the LOS. Keep the LOS. Fix the front door.