Your intelligent loan analyst on every loan
Luna sits on the governed loan record—not beside it. She catches issues before they stall files, answers guideline questions with citations, and predicts approval risk from a single Salesforce drawer.
Where do your leads go?
Industry average: Only 15-25% of leads close. The rest leak at every stage.
Luna: Proactive AI Intelligence
Your AI loan analyst that catches issues before they become problems
Proactive Detection
20+ anomaly types caught automatically. Rate lock expiration, credit staleness, contact gaps, and more.
Guideline Intelligence
RAG-powered search of Fannie Mae, Freddie Mac, FHA, VA, USDA guidelines with citations.
Approval Prediction
6-factor weighted scoring model predicts underwriter approval probability in real-time.
Why point solutions can't compete
True agentic AI requires unified data. Luna sees the complete loan—lead, borrower, property, credit, docs, conditions, communications—in real-time. Point solutions see fragments.
| Capability | Luna AI | Encompass | Blend | Total Expert | Maxwell |
|---|---|---|---|---|---|
| Integrated Guideline RAG(5 agencies) | |||||
| Anomaly Detection(20+ types) | |||||
| UW Prediction(6-factor) | |||||
| What-If Scenarios(DTI/LTV) | |||||
| Native Salesforce(Full) | |||||
| Agentic Tools(11 tools) | |||||
| Implementation | 6–8 wks | 4-12 wks | 4-8 wks | 2-6 wks | 2-4 wks |
AI that only sees one slice of the loan can only solve one slice of the problem.
Agentic AI in mortgage requires a unified platform—not stitched-together point solutions. Luna is built on that foundation.
Complete intelligence across the loan lifecycle
All features fully implemented and production-ready
- AI Loan Analysis
- Guideline RAG
- Anomaly Detection
- Guideline Violations
- Doc Recommendations
- Self-Employment Checks
- Communications
- What-If Scenarios
- Conversation Memory
- Program Comparison
- Proactive Actions
- Milestone Awareness
- UW Prediction
- Stall Risk Analysis
- One-Click Tasks
- Agentic Tools
Built for scale and security
Enterprise security standards
Config-driven rollout
Encompass & Salesforce
Never logged or stored
Ready to put Luna on the loan?
Luna AI is production-ready with 17 fully implemented features, native Salesforce integration, and a 6–8 week platform implementation.