Guide
When a mortgage POS is enough — and when it isn't.
Keep the LOS. Fix the front door. Encompass is the current system of record we sync to. Inflooens is the operating layer — not a replacement LOS.
Book 30 minutesLOS keeps the file. POS is how people enter it.
A point-of-sale that tries to become the LOS is a migration project. Most lenders do not want that.
Keep the LOS
The LOS you already run is the system of record: disclosures, underwriting, closing, investors. Encompass is the current integration we sync to. Rip-and-replace is years. Inflooens does not ask for that.
Fix the front door
The gap is origination: both borrowers on one file, partners next to that file, campaigns and AI on the same record. That is a POS and an operating layer — not a new LOS.
When a POS is enough
You already run a leading LOS. You need a borrower application that is not a second login, coborrowers on the same screen, and the LO working that file without a shadow CRM. That is the mortgage POS. We are live with Encompass first, built to add other leading LOS.
When it isn't
If you need the LOS itself replaced — pricing engines as the source of truth, investor delivery, secondary — that is still the LOS. We sync to it. We do not pretend to be it. The point is not replace-any-LOS.
Bidirectional LOS sync. Encompass is current. Field-level. Loop prevention.
We will not rank-chase “Encompass alternative.” That search is the wrong job.
See the platform around the LOS you already run.