Lending Hub

A shared loan, not a form with an extra borrower bolted on.

After verify, the URLA is the product. Luna sits on the right. Two faces sit in the header. The coborrower is already on the primary's screen as also on this application.

Ascend powers the data. inflooens is the Mortgage OS that turns it into a governed loan record and walks the team through origination with Luna.

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Emily and James Carter on a shared purchase loan in the inflooens POS, with Luna answering Emily on the right

Emily Carter and James Carter, a Pasadena purchase. One file. Luna is borrower-facing on the same record.

One loan

Primary and coborrower share the file. Progress is visible to both.

Luna on the file

Guidance, OCR, and next action sit on the same record, not in a side tab.

Encompass stays

LOS remains system of record. No rip-and-replace.