---
title: An Ascend company | inflooens
url: https://www.inflooens.com/ascend/
description: inflooens is part of Ascend, whose companies supply the credit, verifications and valuations behind a loan. inflooens brings them into the loan team’s workflow.
---

An Ascend company

# The data, the people and the workflow, *in one family.*

inflooens joined Ascend in April 2026. Ascend’s companies supply the credit reports, verifications, valuations and quality control behind the loan. inflooens is the workflow that brings them to the loan team: the right service, on the same record, at the moment the loan needs it.

[Book a 30-minute demo](https://outlook.office.com/book/inflooens@inflooens.com/)

People · Process · Data

Specialists who know mortgage, a workflow that carries the loan, and the data every decision depends on. Ascend brings all three.

The family

## Who is in Ascend

*Screenshot: Ascend Companies, Inc.*

*Screenshot: IQ ONE by Credit Interlink*

Data

Credit Interlink

Ascend’s credit and data company. Its platform, IQ ONE, delivers credit, fraud checks and verifications.

*Screenshot: Advantage Partners Solutions*

Data

Advantage Partners Solutions

Credit reporting and verifications for lenders, banks and credit unions.

*Screenshot: Advanced Data*

People

Advanced Data

Post-closing quality control, and verification of employment, income and assets.

*Screenshot: ARC, American Reporting Company*

People

American Reporting Company

Appraisal management, valuation and review.

*Screenshot: inflooens*

Process

inflooens

The Mortgage OS: the workflow and the AI where these services meet the loan.

Why it matters now

## A lender is not shopping for a cheaper credit report.

It is shopping for a cheaper loan. Margins are thin, and most of the cost of making a loan is people’s time. The saving is in how the work gets done, which is a workflow question before it is a pricing one.

**average cost to produce one loan** $10,936

**average pre-tax production profit per loan** $973

**of production cost is personnel** 67%

Cost and profit: independent mortgage banks and bank mortgage subsidiaries, second quarter of 2026, [MBA Quarterly Mortgage Bankers Performance Report](https://www.mba.org/news-and-research/newsroom/news/2026/08/18/imbs-production-profits-increase-in-second-quarter-of-2026). Personnel share: [Freddie Mac Cost to Originate Study, 2024](https://sf.freddiemac.com/articles/insights/2024-cost-to-originate-study).

[Model it at your volume](https://www.inflooens.com/#business-case)

What it means for a lender

## One Ascend

Already in the workflow

Ascend credit through Credit Interlink, and verifications of income, employment and assets, are ordered and returned inside inflooens today. More of the family follows.

Services where the work happens

A credit report, a verification, a valuation or a quality review belongs on the loan, at the moment the loan needs it, not in a separate portal with a separate login.

Less spent on loans that never fund

When the workflow knows where a loan stands, a service can be ordered when the loan has earned it instead of on every application.

A cost per loan that is hard to match

Lenders already buy from Ascend’s companies. Because Ascend covers the data, the specialists and the workflow, one team can look at the cost of the whole loan with you, where a single-product vendor can only discount its own line.

Straight answers

## About Ascend and inflooens

**What is Ascend?** Ascend is the parent company of inflooens. Its companies provide credit reporting, verifications, valuations, appraisal management and quality control to mortgage lenders.

**When did inflooens join Ascend?** In April 2026. inflooens was founded in 2018.

**Do we have to use Ascend’s services to use inflooens?** No. You keep the credit and data providers you already use. Two credit platforms are connected today, Ascend’s Credit Interlink and XedaLink, and more are added as lenders bring them. Ascend’s services are an option that is designed to work especially well inside inflooens.

**We already buy from an Ascend company. What changes?** Nothing has to. If you would like those services to appear inside your loan workflow instead of beside it, your Ascend representative can introduce the inflooens team.

## Already an Ascend customer?

Ask your Ascend representative for an introduction, or book time with us directly.

[Book a demo](https://outlook.office.com/book/inflooens@inflooens.com/) [info@inflooens.com](mailto:info@inflooens.com)